Health insurance premiums: What does USA pay?
The University of South Alabama is committed to providing all benefits-eligible employees and their eligible dependents with quality health and dental plan benefits at an affordable cost.
Despite a modest increase in premiums for employees enrolled in the USA Health & Dental Plan, the University of South Alabama continues to pay a large percentage of the cost of coverage for employees.
Starting in 2020, employees enrolled in the Blue Cross & Blue Shield-administered plan will pay $3 more per month for single coverage and $13 more per month for family coverage as a result of rapidly rising medical and prescription drug costs. The university will pay an average of $9,484 per year on behalf of each covered employee, which amounts to more than twice what employees pay per month in premiums.
“USA is committed to providing employees with affordable quality health and dental plan benefits,” said Tina Stalmach, Director of Human Resources Benefits. “There is no easy solution for addressing the rising costs of medical and prescription drug costs. The university is continually evaluating ways to keep the plan reasonably priced while also controlling the costs both for employees and USA.”
Here’s a breakdown of the monthly premium costs to employees and USA:
USA Health & Dental Base Plan (Blue Cross Blue Shield)
(Base plan for those employed prior to 1/1/2013)
Single coverage
Employee premium: $111*
University premium: $473
(* Includes non-tobacco wellness incentive of $50)
Family coverage
Employee premium: $367*
University premium: $1,004
USA Health & Dental Standard Plan (Blue Cross Blue Shield)
(Standard plan for those employed on or after 1/1/2013)
Single coverage:
Employee premium: $131*
University premium: $451
Family coverage:
Employee premium: $431*
University premium: $935
USA VIVA Health & Dental Plan (VIVA Health)
Single coverage:
Employee premium: $90*
University premium: $381
Family coverage:
Employee premium: $300*
University premium: $795
